If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Mobile Myki can be set to Auto Load. 0000013222 00000 n What is the glossary of common credit card terms? It also protects your myki balance if you lose your phone or it's stolen. Haven't tried as yet. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Can You Pay Your Taxes With a Credit Card? If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. New comments cannot be posted and votes cannot be cast. How many level crossings could have been grade-separated with that money? The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. I was told there was nothing I could do for this one as it wasn't registered. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Learn more about auto top up. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> It's shit like this which makes me happy and proud I have never used Myki in my life. 2. Myki - Got Fine for Low Balance - OzBargain Forums This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Does a balance transfer happen automatically? You only need to wake up your phone to touch on and off. Done it twice now. Renew driver licence. Any other travel benefit such as free weekend travel isn't available at this time. The system was developed by Kamco (Keane Australia . Wait a few minutes then check the app to see your balance. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Make sure you pick a card that accepts balance transfers and has advantageous rates. To replace your myki online, you must be requesting the same fare concession type as your original myki. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Learner permit or driver test. JavaScript must be enabled to use this site.We're sorry for any inconvenience. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Contact us to request the transfer. In addition, it is not any companys responsibility to ensure all questions are answered. Once it's transferred to another device, it will no longer be available on the original device. JavaScript must be enabled to use this site.We're sorry for any inconvenience. How To Transfer A Credit Card Balance To Another Card. 179 0 obj You will need to provide identification to show that you are the registered myki card holder. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. They are good for people who use transport frequently. Replacements usually take up to 10 business days and include the remaining balance of the old card. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. For example, when your myki Money balance reaches $10, you could top up with $20. WalletHub Answers is a free service that helps consumers access financial information. In my experience touching on is quicker than validating a metcard. Some trips take longer than two hours because of a transfer between services. Reddit and its partners use cookies and similar technologies to provide you with a better experience. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. The only way is to download a form, fill it out, post it in, and wait weeks. If you have Mobile myki you can set Auto Load via the Google Pay app. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. You can also replace your myki online or by calling us. The call centre staff member told me "we're not a financial institution so it's not that simple". Depending on your card provider, you may initiate the process online or over the phone. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". This resets the fare expiry and gives you more time to complete your journey. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. <>stream You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. This will allow you to deactivate your Mobile myki then reactivate it again. 0000118590 00000 n No, you cannot transfer a balance from one Synchrony Bank credit card to another. Balance Transfers for Credit Cards - Tips and Advice | CIBC If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. I have my most recent card that has $6.54 on it. No. But yeah, a fair bit that is just backwards. The system was delivered more than $500m over budget and behind schedule. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Pay down this card's balance quickly to improve your credit. Update the app and try again. Yes. Manage another person's myki Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Myki Card | Buy or Top-up | Transport and Driving | Service Victoria How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? From the "I Want To" drop down menu, find "Transfer a Balance.". The easiest option is to call PTV on 1800 800 007. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. 8:35pm Feb 8, 2020. But your balance can be transfer to another card at some of the PTV stations. 0000118233 00000 n 183 0 obj I've got a new Myki in my Seniors package. I have had a myki card virtually since the start date. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. You can request a new, free myki smartcard through your online account. What are the best student credit cards for cash back? Refund of Myki card balance - Melbourne Forum - Tripadvisor 0000002274 00000 n Save Big With Low-Rate Balance Transfers. You may be using an older version of Google Wallet. How to Process Credit Card for Consumers & Merchants? Select the card with the best balance transfer offer available to you. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Most people would keep the same card for years. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. To use, simply: top-up your card tap on at the start of your journey tap off at the end. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. This lets you contact us to request a refund of any balance on the Mobile myki. Start the process by listing out your current credit cards, writing down each . 0000004863 00000 n 181 0 obj Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. No. Mobile myki is different to an existing myki card. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. You may also receive a letter confirming the balance transfer. Myki | Youth Central If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. 0000001755 00000 n What is the best credit card for excellent credit? https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Tap Continue. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. About a week back, I went from Frankston to St. Albans, changing at Flinders. PDF Guide to balance transfers and refunds - TransLink V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. (by Issuer). 0000005171 00000 n Wtf? Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. I know it's not possible to do it online. Myki myths 3: credit expires after 90 days - no it doesn't Best Balance Transfer Cards With 0% APR Of March 2023 0000009156 00000 n 216 0 obj 0 How To Do a Credit Card Balance Transfer in 8 Steps Myki Q+A: Straight answers to your questions | Public Transport Users Here are some tips to save on fees and interest on a balance transfer. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. 0000010193 00000 n Auto-load is the same as auto top up. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. 187 0 obj <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Whats the Difference between Business vs. <>stream New comments cannot be posted and votes cannot be cast. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." This is the case for all major credit card issuers. What is the best credit card for bad credit? You'll need to buy and top up a new Mobile myki. Do Not Sell or Share My Personal Information. 0000004362 00000 n For instance, your applications for new cards and balance transfers remain subject to approval. For more information, visit the V/Line website. That's a lot of free money for Myki, which customers are unlikely to ever claim. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. There is no principle. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. A Mobile myki expires after two years. If this occurs, you won't incur a duplicate fare. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. You probably want to transfer a balance to save money not spend more. Privacy Policy. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. I know it's not possible to do it online. Can I transfer my American Express balance to another card? - WalletHub The reason for that is because low interest rates for transfers are made to attract new customers. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. I know there's nothing you can do. For more information see Google Help and Support. A balance transfer can give you the flexibility to: Pay off high-interest balances Add a travel card to Apple Wallet - Apple Support (AU) It was in my wallet the whole time lol. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Image what could have been done with a billion fucking dollars. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Assume that your new card charges a 3% balance transfer fee. My old one is registered and everything with my account but there seems to be no way to import that one in. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. All myki smartcards expire after four years. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. JavaScript must be enabled to use this site.We're sorry for any inconvenience. For more information, visit the V/Line website. Do Seniors Myki Cards Expire - WHYIENJOY Know your existing credit card's interest rates, balances, and balance transfer limits. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Transfer your balances to the card with the best offer or your new card. A non-centralised database/processing unit. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. 184 0 obj Photo: 10255185_880/Getty Images. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Can I use Mobile myki on my Android phone? On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. an_square_one 11 yr. ago You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. You can use the ticket number to register your myki or if you require a refund. I still don't understand why though - what is the technology required to do this? 0000002429 00000 n You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. What a frikkin waste of money! Your myki smartcard expires after four years. I realise this is not a life-changer, but there's a principle at stake. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! At this stage, these are the only card types available on Mobile myki. But what if the amount is comparable to or less than the postage? You will need to provide identification to show that you are the registered myki card holder. 3. Myki card Myki card child pages. No, you cannot transfer a balance from one Synchrony Bank credit card to another. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Pay down your credit card debt. Your myki money or pass can then be transferred to a new smartcard. Step 4: Analyze Your Top Picks. I realise this is not a life-changer, but there's a principle at stake. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. One may also ask,do pensioners get free train travel in . Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. What is a Balance Transfer Credit Card? | Discover If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. What to Do If You Cant Get a Student Credit Card? 186 0 obj You haven't explained why you need to transfer balance.
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